so are you trying to tell us that athletes don't have to pay premiums on this oft-discussed never-substantiated athletes insurance? tell me, what are the premiums on say... a 15 mill athletes insurance policy?
there is thing called credit, and financial companies give it to people who have future earnings potential. with this thing "credit", you can purchase goods or services now, but pay for them with money you do not yet have. so, if is drafted, he can easily afford whatever the premiums were, and if he is hurt and doesnt, the policy pays him. see how credit works? premiums for a 10 million policy are around 200 grand, and the ncaa allows you to borrow that entire amount, and pay it back when you sign.
1. Very seldom do these guys take out policies that would pay them as much as his contract would if he were a lotto pick. Getting a million or so is vastly different from getting what a lotto pick will make. 2. It isn't just about the risk associated with an injury, it is also the risk of falling out of the top spots in the draft due to other players moving up and him possibly moving down. There is no certainty that he would remain a lotto pick next season. And any positve effect staying a year would have on his draft position would be minimal even if he had a great year. 3. He could decide to stay another year even if he is projected to be a top pick, but it would take really big balls.
I think right now most of us feel that way, but he could easily prove us all wrong. For his sake I hope he does.
the more things change, the more they stay the same... look for Magnum Rolle to play just like him next year... Magnum actually is a little longer, he just can't jump quite as high, but with 25-30 pounds more, he has far better post moves than Tyrus does...
