I use H&R Block every year and this year I owe money. So I went through the same steps I do every year and it asks at the very end how I want to pay and I said "Check", but it never asked me for any bank account information. Anybody ever actually e-file and have to pay? I don't know if H&R Block is just going to use info from previous years (they have my bank account info I think since I had refunds before). It's 24-48 hours to see if the return was accepted by the IRS. Maybe it will ask for bank info then? I have no clue.