2 Year old can't get coverage.

Discussion in 'Free Speech Alley' started by LaSalleAve, Oct 22, 2009.

  1. LaSalleAve

    LaSalleAve when in doubt, mumble

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    Blood sucking lawyers, Health Insurance companies, birds of a feather. Fellow Vampires. Profiting off of the sick is disgusting.
     
  2. Rex_B

    Rex_B Geaux Time

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    They are profiting off the measure of risk. Do you say the same thing about car or home or life insurance. They all profit off damage or death.

    I guess now beer companies profit off of addiction so they should be pushed in front of the bus too.

    The sad reality is people get sick. If you don't have insurance prior to that sickness then you are stuck with the bill. If you did have insurance then you managed your risk.

    The general public asked for these HMO plans and abused the hell out of them now everybody and their mama thinks their insurance plan is a pay-for-service thus driving up pricing for everyone.

    It's called personal responsibility and it seems the majority of Americans forgot what that means a long time ago.
     
  3. SabanFan

    SabanFan The voice of reason

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    I think the UHC decision was ill advised but Insurance is not a right. Also, there are means to question Insurance decisions which are sometimes easier than to take it to the media. This was a unique situation. The insurance contract was interpreted literally which is the claims person's job to do. Policies are in writing. People should read them.
     
  4. gumborue

    gumborue Throwin Ched

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    im saying that the same system that denies coverage for this kid (the parents are trying to be "responsible" as rex puts it) is working to continually escalate the costs. the result is that responsible people in this situation cannot get medical care for their kid. they would be better without a system so they could pay $1000 for an appendectomy instead of $20,000.

    its the govt's obligation to provide access to care as part of the social contract. as a matter of practicality, there are so few of these cases, doing so would have as minor an affect on the system as reducing financial ceo's compensation does.
     
  5. SabanFan

    SabanFan The voice of reason

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    No it's not the government's obligation. If UHC arbitrarily denies coverage they will be run out of business either through the free market or regulator sanctions.

    All states have Insurance Commisioners who's job it is to police the industry. The fed's have no business trying to usurp their authority.
     
  6. LaSalleAve

    LaSalleAve when in doubt, mumble

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    Agreed.
     
  7. Rex_B

    Rex_B Geaux Time

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    Could I see a copy of this "social contract" please.
     
  8. gumborue

    gumborue Throwin Ched

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    ok, but it seems arbitrary to drop based on weight and not even medical history.

    curious, what happens if a 16 yr old male cant get covered for auto insurance not for any past actions but because he's a 16 yr old male? cant drive, or the state provides insurance?
     
  9. SabanFan

    SabanFan The voice of reason

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    Apples and Oranges, but he can get insurance if he's willing to pay the premium. The State says he has to have liability insurance but is under no obligation to provide it for him.
     

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