I was in one or two minor fender benders with my mom driving when I was a kid. I was in two accidents as a passenger when I was 18 (about a month apart). I've never been in an accident as a driver over roughly 20 yrs. I've never seen a significant accident happen although would estimate that I've seen about 5-8 fender benders over my lifetime. Most are either in front of me or a couple of lanes over (interstate) when someone rear ends a car (i.e. hear the tires screeching, look over, and see the cars collide). The most significant near-miss was travelling on I-10 East somewhere between Lake Charles and Lafayette a few years ago. A car was in the left lane, drove onto the median, did a quick 180, then briefly was going the wrong way and nearly hit a car in front of me head-on (but then drove back into the median).